Digital payment
SaaS-based processing of electronic payment transactions and digitization of payment methods (Wallet, Mobile Money, Agency Banking)
Value-added electronic payment services
Processing of all electronic payment transactions
from our PCI-DSS, Visa, and MasterCard certified centers
Secure processing and reconciliation of all customer transactions
All types of transactions: bill payments, mobile money transfers, cash withdrawals, Wallet, cardless and card EMVs…
On all channels: ATM, Mobile, TPE, mPoS, …
And with all the networks: VISA, MasterCard, GIM, GIMAC, UPI, …
Integration of all relevant partners for your customers
To enable your customers to pay all their bills easily, we integrate merchants, telecommunications companies, insurers, universities and other billers into our processing and monitoring platform.
Interoperability
With the systems of telecom operators
&
Interface
With one or more banking or authorization systems
Value-added electronic payment services
Key value-add of our processing platforms:
Security
CI-DSS, MasterCard and Visa certified
Interoperability
With all telco operators and other billers
Systems and data in Africa
Compliant with international standards
Digital functions adapted to local requirements
Rapid deployment
of the SaaS solution
24/7 support
by our regional teams in Douala and Lomé
Adapted cost
Adaptation of the solution to your needs,
your constraints and your markets
6 millions
annual electronic payment transactions processed by our platforms
Our certified processing centers (PCI-DSS, Visa, MasterCard, Union Pay) process all electronic payment transactions, at a reduced cost, in SaaS and provide additional services that promote financial inclusion.
Financial institutions face many challenges:
Providing digital services
Reducing operating costs while increasing efficiency
Integrating all new channels (agent networks, mobile banking, online banking, ATMs, etc.)
Quickly accepting payments from multiple payment methods and ensuring that they are processed
Setting up and managing a network of agents that delivers digital financial services in the field, in a secure and efficient manner
Speeding up the process of on-boarding clients for opening accounts, granting loans, selling other financial products and services
OMOA’s Digital Payment services enable financial institutions to overcome these challenges.
Mobile Wallet development
We develop mobile applications that are fully integrated into your systems, allowing all of your customers to access a Mobile Wallet, whose transactions are fully processed and monitored by our integrated processing platforms.
For banks
Digitization of payment media
- Digitization of cash into digital currency kept in prepaid accounts
- Digitization of payment cards
- Digitization of essential banking services
Different personalized channels available
Customized client template with the bank’s logo and design
- ATM
- Kiosk
- Mobile, Web
For the customers
Real-time & online monitoring
- Online subscription to the service
- Opening and validation of Wallet
- Real-time transaction processing
- Authentification
All transactions from their mobile application
- Transfers: W2W, A2W, W2A
- Payment of invoices
- Merchant payments
- QR code payments
- Card or cardless ATM withdrawals